Stop Scrubbing Statements.
Start Closing Deals.
Upload bank statements. Get a full underwriting decision in under 60 seconds. Health scores, paper grades, stacking detection, and funding terms — all automated.
60s
Analysis Time
130+
Lenders Tracked
A-D
Paper Grading
Deal #1189
QuickShip Logistics
Deal #1203
Sunrise Auto Repair
Deal #1247
Metro Cafe LLC
Trusted by ISOs, direct funders, and syndicators nationwide
The Problem
Manual underwriting is
killing your pipeline.
Hours wasted per deal
Your analysts are buried in PDFs, manually keying numbers into spreadsheets. Every deal is a time sink that slows your pipeline to a crawl.
Inconsistent decisions
Every underwriter applies different criteria, different gut feelings. No two reviews are the same. That inconsistency is costing you money.
Missed red flags
Stacking positions, fraud patterns, and NSFs hiding in plain sight. One miss can cost you the entire deal — or worse.
“Every hour spent scrubbing statements is an hour you're not funding.”
The Solution
Upload. Analyze. Fund.
In seconds, not hours.
The Old Way
- Manually open each PDF and scan page by page
- Key numbers into spreadsheets by hand
- Build formulas for ADB, revenue, and trends
- Google lender names to check for stacking
- Apply inconsistent underwriting criteria
- Format reports manually for committee
The Banklyze Way
- One upload — drag and drop any bank PDF
- Instant extraction — every transaction captured automatically
- 20+ metrics — ADB, revenue, trends, NSFs in seconds
- 130+ lenders screened — stacking detected automatically
- AI-scored — 8 weighted criteria, paper grade, risk tier
- One-click reports — professional PDFs, instantly
Powered by Banklyze AI
How It Works
From PDF to funded in three steps
Upload
Drag and drop bank statement PDFs — one month or twelve. Digital or scanned, we handle both.
Analyze
Banklyze extracts every transaction, calculates 20+ metrics, screens for stacking and fraud, and scores the deal.
Decide
Get a paper grade, risk tier, suggested advance, factor rate, and a professional PDF report. Review, approve, fund.
See It In Action
Your complete deal
intelligence dashboard
Deal #1247
Metro Cafe LLC
$24,830
$142,500
94%
0
Deals Analyzed
Extraction Accuracy
Avg Processing
Lenders Tracked
Built for the industry, by the industry
“We went from 45 minutes per deal to under 5. Banklyze caught stacking positions we would have missed entirely.”
Marcus R.
VP of Underwriting, Direct Funder
“The paper grading system matches our internal criteria perfectly. We pre-qualify deals in minutes now instead of hours.”
Sarah K.
Managing Partner, ISO/Broker
“Finally, consistent underwriting across my team. Every deal gets the same thorough analysis regardless of who reviews it.”
David T.
Senior Underwriter
Built For You
No matter how you fund,
Banklyze fits your workflow
ISOs & Brokers
Pre-qualify deals before submitting to funders
- Instant deal scoring eliminates wasted submissions
- Professional PDF reports impress funding partners
- Stacking detection protects your reputation
Direct Funders
Standardize underwriting across your team
- Every analyst applies identical criteria
- Custom risk boxes match your appetite
- Scale deal volume without scaling headcount
Syndicators
Evaluate positions and stacking risk instantly
- 130+ lenders screened for every deal
- Position payoff analysis in seconds
- Multi-bank consolidation for full picture
The Difference
Manual underwriting vs. Banklyze
Time per deal
Consistency
Stacking detection
Cost per decision
Report generation
Scaling capacity
Powered by Banklyze AI
Everything you need to underwrite with confidence
AI Statement Extraction
Any bank PDF, digital or scanned. Every transaction, balance, and date extracted automatically.
Instant Financial Metrics
ADB, monthly revenue, deposit consistency, NSF patterns, revenue trends — calculated in seconds.
Lender & Stacking Detection
130+ MCA lenders identified automatically. Know every existing position before you fund.
Automated Underwriting
8 weighted criteria, A-D paper grades, risk tiers, suggested terms and advance amounts.
One-Click Reports
Professional PDF deal packages ready for committee, syndication partners, or your CRM.
Your Rules, Your Risk Box
Configure scoring weights, decline thresholds, minimum deposits, NSF limits, and debt ratios.
Coming Soon
CRM & Pipeline Integration
SoonPush deals directly to Salesforce, HubSpot, or your custom CRM.
Portfolio Analytics
SoonReal-time dashboards — performance trends, default predictions, vintage analysis.
Multi-Bank Aggregation
SoonConsolidate statements across multiple bank accounts into a single view.
Team Collaboration
SoonAssign deals, leave notes, track reviewer decisions.
Real-Time Bank Feeds
SoonDirect bank connections via Plaid for live balance monitoring.
Automated Stacking Alerts
SoonReal-time notifications when merchants take new positions.
The Impact
What happens when you stop scrubbing
10x
Faster deal processing
85%
Less manual review time
3x
More deals per underwriter
$0
Per underwriting decision
Your underwriting engine. Zero LLM costs per decision.
Enterprise-grade security
Bank-Grade Encryption
AES-256 at rest, TLS in transit
SOC 2 Compliant
Type II audit in progress
Data Privacy
CCPA & GDPR aligned
99.9% Uptime SLA
Enterprise reliability
No AI Training
Your data stays yours
Integrations
Connects to your existing stack
Salesforce
SoonHubSpot
SoonZapier
SoonREST API
AvailableWebhooks
AvailableCSV / Excel
AvailablePricing
Plans graded like your deals
Pick the paper that fits your shop. Upgrade anytime.
C Paper
Get started — no credit card needed
- 25 statements / mo
- 5 deals · 1 user
- AI statement extraction
- Basic financial metrics
- Health score & paper grade
- API access
A Paper
For serious underwriting shops
- 2,500 statements / mo
- Unlimited deals · 25 users
- AI extraction + lender screening
- Full underwriting & PDF reports
- REST API — 600 req/min
- Webhooks + priority support
Syndicate
Multi-seat, white-label, full control
- Everything in A Paper
- Custom volume & rate limits
- Multi-seat team access & RBAC
- White-label PDF reports
- Webhook integrations & CRM sync
- Dedicated account manager & SLA
Questions
Everything you need to know
Resources
Learn from the experts
Ready to stop scrubbing and start funding?
Pick a time that works. We'll show you how Banklyze transforms your underwriting in 15 minutes flat.