Our Story
We watched an industry
drown in paper.
Every deal that defaults, every hour wasted on a calculator, every salesman stuck scrubbing instead of selling — it all adds up to an industry-wide crisis hiding in plain sight.
The cost of doing it the old way
Manual statement scrubbing isn't just slow. It's a silent killer — draining revenue, burning out teams, and letting bad deals slip through the cracks.
45min
per statement, by hand
A 3-month deal means 2+ hours just on data entry. Multiply that by 20 deals a week and your underwriters are buried before they ever make a decision.
30%
of defaults were preventable
The red flags were in the statements the entire time — stacking, negative trends, hidden NSFs. They just got missed because someone was rushing through page 47 of a PDF.
3hrs
off the phones, every day
Your closers should be closing. Instead they're toggling between a bank statement and a spreadsheet, manually keying in deposits. That's revenue walking out the door.
How we got here
Banklyze didn't come from a boardroom. It came from the trenches — from watching good people lose money on bad process.
We saw the spreadsheets. Hundreds of them.
Every ISO, every funder, every broker — the same ritual. Download a PDF. Open Excel. Start typing numbers. Row after row, statement after statement. A $50,000 funding decision resting on whether someone fat-fingered a deposit amount on line 200.
We watched underwriters spend their entire morning on a single deal. Not analyzing it — just entering the data.
...for a single deal
Millions in defaults that didn't have to happen.
When you're scrubbing 20 deals a day by hand, things get missed. A negative balance trend that was obvious in the data. Three existing MCAs that should've been a hard decline. NSF patterns buried on page 12 of a 40-page statement.
These weren't edge cases. They were patterns — patterns that a human brain was never going to catch at 4:30pm on a Friday after their tenth deal of the day.
Missed red flags
3 existing positions
Stacking not caught until after funding
Revenue down 40% month-over-month
Trend hidden across 90 pages of statements
12 NSFs in 60 days
Scattered across two accounts
Default: 3 weeks after funding
Your best salespeople became data entry clerks.
Here's the part that kept us up at night: the top closers — the ones bringing in six figures a month — were spending half their day scrubbing statements instead of working the phones. Not because they wanted to, but because there was no other option.
Every minute a rep spends in a spreadsheet is a minute they're not closing. That's not an inconvenience — it's a compounding revenue loss.
A typical sales rep's day
That's 17.5 hours/week of selling time lost to manual scrubbing
So we built what should have existed years ago.
Not another dashboard. Not another CRM plugin. A purpose-built underwriting engine that reads statements like your best analyst — except it does it in 60 seconds, catches every red flag, and never has a bad day.
We built Banklyze to give time back to the people who need it most: the reps who should be selling, the underwriters who should be deciding, and the funders who should be sleeping at night knowing their portfolio is clean.
Upload statements
PDF, scanned, or digital
AI extracts & analyzes
Every transaction, every pattern
Decision delivered
Grade, offer, and risk report
Two realities. One choice.
45+ minutes to scrub a single statement
Red flags buried across hundreds of pages
Reps off the phones for 3+ hours a day
Inconsistent underwriting — depends who's scrubbing
Stacking and fraud missed until it's too late
Defaults that eat into your bottom line, deal after deal
60 seconds from upload to underwriting decision
Every red flag surfaced automatically — stacking, NSFs, trends
Reps back on the phones — 17+ hours/week recovered
Consistent A/B/C/D paper grading on every deal
130+ known lenders tracked — stacking caught instantly
Cleaner portfolio, fewer defaults, better sleep
Make every funding decision
faster, smarter, and defensible.
We believe underwriting should be driven by data, not stamina. That the best closers should be selling, not scrubbing. And that no deal should default because someone missed a red flag on page 47.
Banklyze is AI-powered statement intelligence built by people who've lived the problem — for people who are ready to leave it behind.
Speed
60-second decisions, not 60-minute spreadsheets
Transparency
Every score explainable, every flag traceable
Accuracy
Catches what humans miss, every single time
Ready to stop scrubbing?
Join the funders, ISOs, and brokers who've already made the switch. See what Banklyze can do for your pipeline in a 15-minute demo.